Outsourced finance, run by chartered accountants.
Bookkeeping, month end close, management reporting and virtual CFO services for US and UK businesses. Fixed monthly fees, a named partner on every account, and books closed by the tenth working day.
Most companies outgrow their bookkeeper long before they can justify a CFO.
The close takes three weeks
By the time the numbers land they describe a company you no longer are. Decisions get made on instinct because the ledger is always behind.
Nobody owns the whole picture
A bookkeeper here, a tax agent there, and a spreadsheet the founder maintains at midnight. No single person can answer what runway actually looks like.
Hiring in house is a $200,000 bet
A controller, an accounts clerk and a part time CFO is most of a headcount budget, for capability you need a few days a month.
One team, from the first journal entry to the board pack.
Books & compliance
Daily bookkeeping, a clean month end close, and filings that never slip.
Reporting & insight
The monthly pack your board reads, and the forecast you plan against.
CFO & strategy
Senior judgement on pricing, runway, hiring and the next raise.
Assurance & deals
Diligence, valuation and controls work when something material is at stake.
Three ways to solve this. Here is where each one breaks.
We are not right for everybody. If you have fewer than fifty transactions a month, a good local bookkeeper is cheaper and we will tell you so.
Live in three weeks, without a migration project.
We work inside your existing stack: QuickBooks Online, Xero, Zoho Books, NetSuite and Tally. No portal to learn, no data held hostage.
A partner reads your books
Not a salesperson. One of our chartered accountants reviews your last two closes and tells you plainly what is wrong and what it will cost to fix.
We take over the ledger
Chart of accounts cleaned, backlog cleared, approvals mapped, and a documented standard operating procedure for every recurring task.
First close, on the calendar
Books closed by the tenth working day, every month. Profit and loss, balance sheet, cash flow and a short written commentary from the partner on your account.
You scale the engagement, not the headcount
Add forecasting before a raise, diligence support during one, a fractional controller after. Same team, same context, no rehiring.
AI Ledgerly is the outsourced finance arm of VPJ & Associates.
VPJ is a chartered accountancy firm working across audit and assurance, corporate finance, risk advisory, taxation and transaction advisory, with a team of more than a hundred and offices in Bengaluru, Mumbai, Hosur and Jodhpur.
That means the person reviewing your monthly pack is a qualified chartered accountant who also signs statutory audits. It is a different standard of care to a bookkeeping shop, and it costs less than you would expect.
Meet the partnersWe work in your stack, under your controls.
Technology handles document capture, coding suggestions, reconciliation matching and exception flagging. Every judgement and every number that reaches you is reviewed by a qualified accountant.
Signed engagement letter and NDA
In place before we see a single transaction, covering your data, your clients and your staff.
Role based access, nothing stored locally
Named users only, least privilege by default, and no client data on local machines or personal devices.
Your security review, completed
We will complete your vendor questionnaire, penetration test evidence request or client audit before onboarding rather than after.
Three ways to work with us.
Priced on transaction volume and entity count, not on hours logged. Fixed monthly fee, agreed before we start, reviewed every six months.
Ledger
Clean books, closed on time, filings handled. For companies who need the basics done properly.
Ledger Plus
Books plus the reporting layer, which is the pack your board and your lenders actually want.
Office of the CFO
A full finance department on retainer, led by a partner who sits in your leadership meetings.
Testimonial to be supplied. Ideal length is two sentences: one on the state of the books before, one on what changed after.
What does outsourced bookkeeping cost?
Outsourced bookkeeping with AI Ledgerly costs $500 to $5,000 per month as a fixed fee. Adding management reporting takes it to $2,000 to $12,000, and a full virtual CFO engagement runs $5,000 to $25,000 per month.
How fast can you take over our books?
Three weeks from signature to first close. Week zero is a partner review, weeks one and two are cleanup and documentation, and your first month end close lands by the tenth working day of week three.
What is the difference between a bookkeeper and a virtual CFO?
A bookkeeper records what already happened. A virtual CFO uses those records to decide what happens next: pricing, runway, hiring and funding. We provide both under one engagement, so the numbers behind the advice are the numbers in your ledger.
Send us your last two months of books.
A partner will read them and come back with a written view: what is clean, what is not, and what we would charge to run it. No obligation, no deck.